Cold Sugar Financial OS – Terms of Use

Effective Date: August 26, 2026

These Terms of Use govern access to and use of Cold Sugar Financial OS (“Financial OS”), an internal financial management application operated by Cold Sugar Bakehouse, LLC (“Cold Sugar,” “we,” “us,” or “our”).

1. Purpose of Financial OS

Cold Sugar Financial OS is a private business tool designed to help authorized Cold Sugar users review financial information, monitor cash flow, plan business spending, track financial obligations, and support internal financial decision-making.

Financial OS is not offered as a public accounting, banking, investment, tax, or financial advisory service.

2. Authorized Use

Access to Financial OS is limited to individuals authorized by Cold Sugar Desserts, LLC.

Users may not attempt to gain unauthorized access to the application, its connected services, credentials, databases, or financial information.

3. QuickBooks Online Integration

Financial OS may connect to QuickBooks Online to retrieve accounting information used for Cold Sugar’s internal financial management.

QuickBooks Online is a third-party service provided by Intuit Inc. Use of QuickBooks Online remains subject to Intuit’s own terms, policies, and service availability.

Cold Sugar Financial OS is not endorsed or sponsored by Intuit Inc.

4. Financial Information and Decision Support

Financial OS may organize accounting information, calculate financial metrics, generate forecasts, and provide internal recommendations or planning guidance.

Information presented by Financial OS is intended for business decision support only and does not replace professional accounting, tax, legal, investment, or financial advice.

Users are responsible for reviewing financial information and confirming its accuracy before relying on it for business decisions.

5. Data Accuracy

Financial OS may rely on information received from QuickBooks Online, manually entered information, and other Cold Sugar business records.

We do not guarantee that information displayed in Financial OS will always be complete, current, or error-free. Users should verify material financial information against the appropriate source records when necessary.

6. Security

Cold Sugar uses reasonable administrative and technical safeguards intended to protect access to Financial OS and the information processed through it.

Users are responsible for protecting their own authorized access and must not share access credentials with unauthorized individuals.

7. Third-Party Services

Financial OS may depend on third-party services, including QuickBooks Online and technology infrastructure providers. Availability of Financial OS may therefore be affected by outages, changes, or limitations involving those services.

8. Changes to Financial OS

Cold Sugar may modify, suspend, or discontinue features of Financial OS at any time as the needs of the business change.

These Terms may also be updated periodically. The effective date above will be revised when material changes are made.

9. Limitation of Liability

To the extent permitted by applicable law, Cold Sugar Desserts, LLC is not liable for losses resulting from reliance on inaccurate, incomplete, delayed, or unavailable information presented through Financial OS.

10. Contact

Questions regarding Financial OS or these Terms may be directed to:

Cold Sugar Bakehouse, LLC
Georgetown, Texas
Email: christian@coldsugarbakehouse.com

Cold Sugar Bakehouse

Cold Sugar Bakehouse is an Austin-based sourdough bakehouse focused on naturally fermented bread and donuts, made with simple, high-quality ingredients and a lot of intention.


We believe great food doesn’t need shortcuts, just time, care, and a respect for process. Every dough we make is naturally leavened with our house starter and fermented slowly to develop deeper flavor, better texture, and improved digestibility.

Our menu is rooted in sourdough. From our signature loaves to our sourdough donuts, bagels, cookies, and seasonal bakes, everything is made from scratch in small batches. Familiar favorites, reimagined through fermentation.

Founded by a classically trained baker, Cold Sugar blends professional technique with a grounded, handmade approach. What started as a passion has grown into a neighborhood staple, serving the Austin community through local markets and weekly drops.

You can find us at The Arboretum and Bee Cave, or through our porch pickups—where we share fresh bakes, and occasionally, hot donuts straight from the fryer.

Cold Sugar is about more than what we make. It’s about slowing down, sharing good food, and creating something worth coming back for.

Welcome to Cold Sugar.

Contact Us

Barry Terrell Smith

Hi, I’m Barry. Im the founder & baker behind Cold Sugar Bakehouse.

I didn’t start in a bakery. I started in the Air Force, then followed something I couldn’t ignore, a pull towards creation. That path led me to the Art Institute of Charleston, where I trained in Baking & Pastry and fell in love.

Cold Sugar started during the 2020 pandemic as a way to bring a little comfort to those around me. What began with cookies and cakes has grown into something more focused. A sourdough bakehouse built around process, patience, and simple ingredients.

Today, everything I make is naturally fermented, handcrafted, and rooted in that same intention. Bread is the foundation. Donuts are the fun. Everything else falls somewhere in between.

You’ll find me at local markets around Austin, baking early, selling out when I can, and always working to make it better than the last batch.

This is what I do. Hope you get to taste it soon.

Contact Barry

Christian Jr Diaz

Hi, I’m Christian. I'm Co-Owner & Operations at Cold Sugar Bakehouse.

I was born and raised in Miami, where I watched my mom work tirelessly to provide for our family. That work ethic stuck with me. It pushed me to focus on school and eventually earn degrees in Chemistry and Mathematics from the University of Central Florida.

I’ve always been drawn to numbers (I genuinely enjoy Excel), and I bring that same mindset to the business, from managing our financials and building our website to running our market booth and keeping everything organized behind the scenes.

I’m not the one baking, I leave that to the pro; but I handle the structure that keeps Cold Sugar running and growing.

Barry and I balance each other out. He brings the craft and creativity, I bring the systems and operations. Together, we’re building something that reflects both of us.

Cold Sugar Bakehouse isn’t just a business, it’s a shared vision we’re growing day by day, one loaf, and one spreadsheet at a time.

Contact Christian